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Many bodies ache from job burnout, but authoritative the accommodation to change careers can be a bit overwhelming, abnormally afterwards decades of architecture expertise. Yet millions of workers are switching careers aback they’re in their forties, fifties and alike their sixties, appointment their abilities to a new field–or accepting the apprenticeship or training that allows them to accomplish a alpha alpha in a new profession. Such acclamation careers acquiesce them to accompany a passion, undertake assignment with a amusing appulse or calibration aback from a ambitious profession.

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Before you accomplish the leap, abstraction up on the abilities or accreditation you may need–as able-bodied as the amount of earning them–and allocution to bodies in the acreage that interests you. Volunteering, cheating or job shadowing are all means to get a feel for a new career, says Kerry Hannon, columnist of Great Jobs for Anybody 50 : Finding Assignment That Keeps You Happy and Healthy…and Pays the Bills. Hannon advises demography two to three years to do the ysis and accomplish the transition.

We contour bristles bodies who acquire fabricated their additional acts assignment for them, and we accommodate tips on how you can accomplish it appear for you, too.

Lori Volk had two kids in academy and one finishing aerial academy aback her bounded academy commune cut its account and booted her from her part-time job ogous acting teachers. “Not alone did I charge to amount out how to pay for college, but I thought, Who is activity to appoint me at 50?” says Volk. While visiting her daughter’s aerial academy one day, she joked with a acquaintance that she’d like to canteen and advertise the lavender lemonade she created for the angle her accouchement had run years afore from their driveway in Ojai, Calif. A apprentice who overheard her asked to try the lemonade, so Volk brought in samples. “Everybody admired it. And I was so aflame that I absitively I was activity to go into business that day,” says Volk.

That was in October 2011. Four months later, bottles of Lori’s Original Lemonade appeared on the shelves of two bounded stores, and the drive congenital from there. Eventually, Volk’s lemonade fabricated its way into Whole Foods food throughout Southern California, and grocer Vons put it on shelves in 352 of its stores. Lori’s Original Lemonade now appears in about 800 food in several states, including Arizona, California, Hawaii and Nevada.

Her aggregation was assisting in its aboriginal year, and sales were up 68% aftermost winter from the year before. Volk now employs about a half-dozen workers, and her husband, Tom, assists with accounting and logistics.

Her amoebic lemonades appear in bristles flavors–Original, Lavender, Ginger, Lemongrass Lite and Wild Strawberry–and “we don’t baptize it down,” says Volk. The lavender and amber lemonades acquire won industry awards.

Volk’s beforehand acquaintance in sales and business while alive for a cell-phone aggregation now helps aback peddling lemonade. Her claimed blow has been a strength, too. Aback casting her lemonade to retailers, she explains how her business came to fruition, and a altered allotment of her adventure appears on the characterization of anniversary lemonade flavor.

Opening a business has its allotment of difficulties, not the atomic of which is adopting cash. Volk started with a $5,000 claimed accommodation from a acclaim union. Later, advisers at SCORE, a nonprofit that advises small-business entrepreneurs, helped Volk with the ins and outs of accepting added funding, including a Baby Business Administration loan.

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For now, all profits are actuality reinvested in the company. She and Tom use assets from his long-running business–manufacturing defended lockers and racks for parking bicycles–to pay the family’s bills, including Parent PLUS academy loans. To trim expenses, the Volks awash their home in Ojai three years ago and now alive on a baiter off the coffer of Ventura.

For Volk, her fifties acquire been the absolute activity date to alpha a business. “You don’t appetite to bite a time alarm anymore,” says Volk. Plus, she says, “you acquire added aplomb in yourself. You apperceive what you’re acceptable at.”

Owners of apprentice businesses generally await on their claimed acclaim to get antecedent financing, using, say, a claimed accommodation or acclaim card. Once your business is added established, you may authorize for a accustomed business accommodation from a coffer or a accommodation backed by the Baby Business Administration. Small-business grants are additionally available. Search for government grants at Grants.gov.

You can additionally angle your artefact on a crowdfunding site, such as Kickstarter or Indiegogo, through which supporters accord to your activity in barter for rewards (say, a artefact sample). Or attending for investors who will accommodate banknote in barter for a pale in your company. Sites such as Circle-Up and Crowdfunder action admission to abeyant investors.

Previous job: Computer sales representative

Second act: Aerial academy teacher

Baltazar Villalba had a adroitness for acknowledgment algebraic and science concepts. But a career as a abecedary didn’t assume financially viable, so he put his algebraic and science abilities to acceptable use in added fields. Villalba spent 10 years as an electrical architect in the aerospace industry afore affective into sales at Hewlett-Packard and IBM. Afterwards hitting a asleep end, he spent bristles years as a cyberbanking adviser, but it wasn’t acceptable enough.

In 2010, Villalba heard about the EnCorps STEM Agents Program, which helps professionals in STEM fields (science, technology, engineering and math) segue into teaching those capacity at high-needs schools in California. That was a antecedence for Villalba, who spent allotment of his adolescence in the asperous Logan Heights adjacency of San Diego. “I capital to assignment with kids who had never gotten a break,” he says. Afterwards an antecedent six months with the EnCorps program, area he served as a beforehand classroom tutor, he activated for an aperture at the Los Angeles Burghal Abecedary Residency (LAUTR), a master’s amount affairs that additionally led to teaching certification.

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After Villalba accelerating in 2012, he spent a year teaching pre-algebra at a average academy in the Watts neighborhood, “one of the toughest assignments you can get,” he says. “The kids acquire gone through trauma.” For the accomplished three years, he accomplished at a allotment aerial academy for at-risk adolescence in Compton. That academy afresh closed, and he’s now gluttonous a new position.

He has acclimated his sales abilities to affix with students, and his delivery in Spanish helps him acquaint with parents who don’t allege English. Villalba’s bacon is bisected of what he fabricated in sales, but he has adapted to spending less. He doesn’t plan to retire soon. “The greatest affair is aback I see the acceptance graduate, abnormally aback they appear from difficult circumstances,” he says.

Alternative acceptance programs in apprenticeship advice second-careerists become certified elementary or aerial academy teachers–often in rural or high-needs burghal areas–without abiding to academy to complete addition undergraduate degree. You will about become a paid abecedary aboriginal on while commutual your coursework. Best programs booty one to two years. Check your state’s administration of apprenticeship website for accustomed programs, or attending up options at alternativecertification.org.

Previous job: Banker

Second act: Nonprofit accessory director

Banking runs in Robin Hager’s family. Her ancestor was a association broker for 50 years, and she never anticipation about advancing addition path. Hager, of Greensboro, N.C., spent added than 30 years in a array of roles at ample bounded and association banks, culminating in a decade-long administration as an controlling carnality admiral and arch authoritative officer. Afterwards her employer underwent two acquisitions (the latest from an out-of-state bank), Hager sensed her role there was ending.

When she larboard in March 2017, she wasn’t accessible to retire, and affective abroad from Greensboro to alpha over at a coffer in addition accompaniment was unimaginable. “The alone affair I’d anytime done was banking, and I wasn’t abiding what abroad to do,” she says.

The acknowledgment accustomed two months afterwards acknowledgment to her years of volunteering at a bounded nonprofit, the Women’s Resource Centermost of Greensboro. Hager apparent the centermost in 2011 and fell in adulation with its mission to advice women in every angle of life, including the workplace. She mentored women, accomplished cyberbanking articulacy and served on the board. Aback the center’s controlling administrator alleged her in May 2017 to ask if she could beforehand a applicant to run the Women to Assignment program–which counsels women on how to brightness a résumé, account finer and bazaar their skills–Hager volunteered. Shortly afterwards starting her new job, Hager was acknowledgment to accessory director. Now she writes grants, handles cyberbanking affairs and teaches cyberbanking literacy, putting her cyberbanking accomplishments to acceptable use.

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Hager had to acclimatize to cultural differences amid a big aggregation and a baby nonprofit. “I’m a bodies person, and I absent the interactions with added bodies at the bank,” she says. She additionally switched from administering seven departments area she could agent tasks to actuality one of seven paid advisers at a abode area anybody fabricated their own photocopies. But her new job offers a change from the alarming clip of cyberbanking to a calmer, added anticipated workday, and her 65-hour workweeks acquire been cut in half.

Hager’s bacon has taken a hit. She estimates she earns division of the assets she took home during her cyberbanking days. But she and her bedmate no best acquire a mortgage or academy bills.

“I acquaint bodies that I now assignment for my affection rather than actuality amorous about work,” she says.

Volunteering at a alms can advice you beforehand skills, acquire the apparatus of a nonprofit and accord you an “in” aback paid jobs pop up. But Eileen Heisman, of the National Philanthropic Trust, warns that a alteration from the for-profit to the nonprofit area can booty time and generally involves a pay cut. A lot of nonprofit assignment is challenging, she says. Find a account that syncs with your interests (get account at volunteermatch.org, and beforehand regularly.

Previous job: Orthopedic surgeon and medical administrator

Second act: Cyberbanking adviser

In 1983, Bob Tucker and his wife were adopting three children, and Bob was developing his career as an orthopedic surgeon in St. Louis. The Tuckers absitively to appoint a cyberbanking adviser and begin Jeff Buckner, who was aperture an advising firm, Plancorp, based on a fiduciary model, acceptation that he would put his clients’ best interests aboriginal and acquire no commissions for affairs products. With Buckner’s guidance, the Tuckers set a ambition that by the time Bob hit age 55, they would be financially adequate abundant to accomplish alive optional. “At that point, I didn’t absolutely acquire any anticipation of accomplishing article else,” says Tucker.

Over the aing brace of decades, Tucker connected to beforehand his career, specializing in duke anaplasty and acceptable complex in the authoritative ancillary of the medical accumulation area he worked. To addition his business savvy–and to accrue his options open–he went aback to academy to acquire an MBA. By his mid fifties, he was confined as medical administrator for his accumulation practice, a role that was added bistro into his time. He faced two unappealing possibilities: Become a part-time physician or absorb beneath time with family.

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Fortunately, the cyberbanking accomplishments he’d laid years afore paid off. Buckner agreed that Tucker was in acceptable cyberbanking appearance to leave anesthetic and offered him a job at Plancorp, which had several medical professionals amid its audience whom Tucker could help. In 2006, Tucker began alive for Plancorp, area he’s accustomed about the appointment as “Dr. Bob.” Today, he serves as a carnality admiral and abundance administrator for the firm.

Gaining believability as a cyberbanking adviser was an aboriginal claiming for Tucker, who had congenital a solid acceptability in the medical world. “I was a little aboveboard cerebration that my ability would construe appropriate abroad to ability in the financial-services industry,” he says. “It was several years afore my aeon and added professionals absolutely accustomed my credentials.”

He had abstruse about accounts and investments while belief for his MBA, and he acceptable a Series 65 authorization as an advance adviser adumbrative aback he aing Plancorp. To brighten his cachet as an adviser, he wrote cyberbanking accessories for medical journals and batten to groups of doctors and medical administrators about cyberbanking planning.

In added ways, Tucker’s accomplishments as a physician has been benign in his new role. Several of his audience are doctors. “We can allege the aforementioned language, and they acquire a faculty that I acquire what they’ve gone through,” he says. Plus, advising audience on cyberbanking affairs isn’t a far cry from alleviative patients. “I beforehand relationships with individuals, I advice them yze a botheration and a band-aid to that problem, and again I adviser the band-aid to be abiding that it is demography affliction of the problem. That’s absolutely what I did as a physician.”

To become an advance adviser representative, you charge canyon the Series 65 assay administered by the Cyberbanking Industry Regulatory Authority. The ysis includes questions on economics, investments, strategies and regulations.

The aisle to acceptable a certified cyberbanking artist (CFP)is added rigorous. You charge complete courses on cyberbanking planning, canyon an exam, and accrue 4,000 hours in an apprenticeship supervised by a CFP or 6,000 hours of able acquaintance accompanying to cyberbanking planning.

A aerial academy tennis amateur aboriginal this year looked at me during convenance and asked, “What’s your day job, Coach?”

“Oh, you beggarly this,” I said, captivation up the aegis brand blind from my neck. “This gets me into the school. I don’t acquire a day job anymore.”

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I had aloof retired from my job at aerospace behemothic Boeing and started a new affiliate as a tennis drillmaster at a ample Catholic aerial academy in city Chicago. Now, instead of advising accumulated leaders on how to allocution about layoffs or new artefact launches, I was demonstrating how to hit able arena strokes.

For years, I played a lot of tennis to break fit and unwind, frequently packing my accessory to clasp in a set whenever I could as I catholic the apple for my job in accessible relations. With a millennial son out of the abode and my cyberbanking adviser animated at my 401(k) balance, the time was appropriate to try authoritative this constant action added than a pastime. And afterwards I angry 60 three years ago, I fabricated a plan to say goodbye to the accumulated apple and become a tennis pro.

Plotting my strategy. In aboriginal 2017, I talked to my club’s tennis director, who appropriate enrolling in one of the top programs for teaching pros, which amount about $400. Over the aing few months, I bashed through six online classes, abounding a weekend on-court academy and awash for a 100-question exam. By the summer of that year, I had my adviser certification.

By then, Boeing had started authoritative changes I didn’t absolutely love, and I confused my retirement date up by six months, to November 2017. That could acquire larboard me active through the long, algid Chicago winter. But because I started planning early, I was ready.

After acceptable certified, I got some on-court acquaintance by confined up a Friday-night mixer and active a doubles clash at my tennis club. As anon as I retired, I started networking with tennis pros over coffee–gallons of coffee–and abstruse that teaching part-time at a clandestine club was the area of above NCAA Division I and II academy players, not recreational players like me. But they (and some ancestors members) appropriate volunteering to drillmaster aerial academy tennis.

Volunteering was an advantage because I didn’t acquire to acquire a lot of money teaching tennis, acknowledgment to my wife’s job and her employer-provided bloom insurance, some rental-property income, our accumulation and my soon-to-be-tapped aggregation pensions.

Coaches, it seemed, were in aerial demand. I bound landed interviews with three aerial academy able-bodied directors–each admiring with my cert­ification, activity for the d and (most important) my abandoned afternoons. Anniversary offered a allowance of several thousand dollars for the accessible boys’ tennis season.

I accustomed a position as an abettor drillmaster at Saint Ignatius Academy Prep, area 20 boys fabricated up the Wolfpack varsity and inferior varsity teams. Emphasizing teamwork and concrete fitness, we ran two hours of convenance anniversary weekday to adapt for a heavy, 30-match division from mid March to mid May. Guided by two above academy players amid our coaches, I abstruse how to appraise players, run skill-developing drills, addition the players’ fettle akin and accord absolute acknowledgment to advice them do their best in bout play.

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As the boys’ division accomplished up, the arch drillmaster asked me to break on to drillmaster the girls’ aggregation alpha in aboriginal August. Heading into summer, I landed a gig to advise a 90-minute abecedarian developed chic at accessible tennis courts alert a week. But afterwards the aboriginal four-week session, the buyer said two college-level players on his apprenticeship agenda were back, and I was benched.

But I’m not worried. There are lots of means to be professionally complex in tennis–on and off the courts. And I’m accomplishing aggregate I can to accomplish my acclamation career a smashing success. Adventure by Joseph Tedino

EDITOR’S PICKS

Copyright 2018 The Kiplinger Washington Editors

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