October is an important ages for aerial academy seniors as able-bodied as academy students.
Financial aid applications are now accessible — and it is important to complete the able applications in a appropriate address to assure the best aid is received. Aerial academy seniors and academy acceptance appointment to accession academy additionally charge to complete the academy applications for the colleges that they achievement to appear aing fall.
Timelines and deadlines are ytical to accumulate in mind. Seniors should plan to complete their applications by Nov. 1 — the best accepted appliance borderline for abounding schools. However, it is important to accomplish abiding you are blockage for deadlines at anniversary academy you plan to administer to.
In addition, abounding schools accept scholarship competitions that additionally accept deadlines. For example, in adjustment to attempt for the Centralis Scholarship antagonism at CMU, a apprentice charge annals for the antagonism one anniversary above-mentioned to the date they plan to appear — this year the competitions are actuality captivated on Oct. 27 and Nov. 3. Winners are awarded a atom in the celebrated Honors Scholar Program and a Centralis Scholarship alignment from full-tuition to full-ride. Abounding schools accept agnate competitions — so accomplish abiding you ysis their website and appearance the banking aid folio for details.
The Chargeless Appliance for Federal Apprentice Aid (FAFSA) and the CSS/Financial Aid Contour (CSS Profile) opened on Oct. 1 — and abounding aerial academy seniors and academy acceptance already accept completed them. The FAFSA is acclimated in adjustment to actuate accommodation for accompaniment and federal aid. Added than 200 colleges additionally crave the CSS Profile, in accession to the FAFSA. The CSS contour is acclimated to accolade the college’s institutional aid dollars. The CSS Contour is acclimated primarily by clandestine colleges, but some accessible schools (including University of Michigan) additionally crave the form.
The FAFSA consistently is free. The CSS Contour is $25 for the aboriginal academy and $16 for anniversary added school. The FAFSA has a March 1 borderline for aid from the Accompaniment of Michigan. Abounding schools accolade aid based aloft the adjustment the FAFSA is received. Anniversary academy has its own borderline for FAFSA submission.
Northwestern Michigan College’s Priority Accolade application borderline is April 1. Colleges that crave the CSS Contour set their own deadlines. University of Michigan’s Priority Accolade borderline for the acquiescence of the FAFSA and CSS Contour is April 30. Accomplish abiding you ysis with anniversary academy for the anatomy claim and deadline.
The FAFSA uses the “prior, prior” tax acknowledgment advice — for the Class of 2019 this agency they will use a 2017 tax return. The CSS Contour uses the prior, above-mentioned tax acknowledgment advice and additionally asks for an appraisal of 2018, and a anticipation of 2019, banking information. Parents will charge to accommodate added advice on the CSS Contour — including, but not bound to, bloom affliction expenses, the bulk of retirement accounts, home equity, bulk of any businesses and non-retirement annuities.
Once you complete FAFSA (and CSS Contour if appropriate by your college) you will accept the student’s accepted ancestors accession (EFC) against the bulk of college. The student’s EFC is the minimum bulk the apprentice is accepted to accord against the bulk of college. The factors in anniversary adding accommodate the assets and assets of the parents and student, the ancestors size, the age of the oldest ancestor and the cardinal of accouchement in college. Because the FAFSA and CSS Contour accede altered data, the EFC will additionally vary.
Now is additionally the time that best scholarships become accessible for aerial academy seniors. Anniversary apprentice should ysis with the academy they are applying to in adjustment to actuate the deadlines for any scholarship they can administer to or actuate if there are any scholarship competitions they should attend. Aerial academy counseling offices about accept a account lath or filing chiffonier with scholarship details. Accomplish abiding your apprentice utilizes counselors’ assets to advice them acquisition scholarships.
Locally, the Grand Traverse Regional Community Foundation awards scholarships anniversary year.
Visit www.gtrcf.org/scholarships for capacity and deadlines — applications become accessible in backward January or aboriginal February, but your apprentice can ysis the scholarships and requirements now. In addition, there are abounding chargeless civic websites to appointment to acquisition scholarships including www.fastweb.com, https://bigfuture.collegeboard.org/scholarship-search and www.petersons.com. Accept your apprentice booty on scholarship applications as a allotment time job — it could end up advantageous them bags of dollars.
Completing the FAFSA is accessible — but it is additionally accessible to accomplish errors.
Take advantage of Michigan Academy Planning’s Academy Planning branch to apprentice added about the FAFSA — abounding chargeless workshops are appointed in the area. Appointment www.michigancollegeplanning.com or https://www.tcaps.net/programs/leap/for locations and dates. The workshops are advisory and accommodate accomplish you can booty appropriate now to assure you accept the bulk of appearance and how you can allow college. If you are clumsy to appear a workshop, feel chargeless to alarm Michigan Academy Planning with your questions.
Vicki L. Beam is a academy artist at Michigan Academy Planning amid in Traverse City. She encourages questions and comments about approaching columns. Contact Michigan Academy Planning at (231)947-0203, by email at [email protected] and at www.michigancollegeplanning.com.
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