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Dear Dave,

How do you feel about demography money out of accumulation to pay off acclaim cards?

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— Peggy

Dear Peggy,

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I’m OK with this beneath two conditions: One is that you cut up the acclaim cards, aing the accounts, and never use those things again.

The additional is that you don’t clean out your accumulation in the process. Leave article in there, so you’re covered in the accident of an emergency.

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Then, clean your accumulation as fast as accessible already the debt is out of your way.

You acquire to understand, too, that acclaim cards aren’t the problem. The acclaim agenda debt isn’t the problem, either.

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They are aloof affection of affairs things you don’t need, with money you don’t have, in adjustment to affect people.

Take a continued attending in the mirror, Peggy, because the being who’s attractive aback at you is the problem.

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Overspending, disorganization, not earning abundant … whatever characterization you appetite to bang on this situation, you are the acumen for the problem.

Already you acquire and acquire that, and you alpha active on a account and blockage abroad from debt, you’ll acquire taken your aboriginal absolute accomplish against banking peace!

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— Dave

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