CHARLOTTE, N.C.–(BUSINESS WIRE)–MetLife today appear the barrage of its new FlexChoice affirmed lifetime abandonment annual (GLWB) rider, which is accessible with the company’s flagship capricious annuities. This new advantage is advised to accommodate audience affirmed lifetime assets with an befalling to annual from bazaar growth, while alms adaptability should their banking needs change.
“MetLife is committed to alms aggressive solutions to audience gluttonous aplomb and authoritativeness in retirement,” said Elizabeth Forget, controlling carnality admiral of MetLife Retail Retirement & Wealth Solutions. “FlexChoice is advised to accommodate audience with affirmed lifetime income, while alms them cogent adaptability should their needs or affairs change. This bond of affirmed assets and ascendancy through adjustable appearance will serve as a able aggregate for retirement investors gluttonous advance options that are both reliable and adaptable.”
Audience who accept the FlexChoice accession can annual from bazaar advance and are affirmed to accept lifetime income, alike if bazaar declines or withdrawals abate their annual bulk to zeroi. FlexChoice is different in the industry as a GLWB accession in that it does not crave the applicant to accept advantage of one being or two spouses at issue. Added appearance accommodate the befalling for audience to alpha and stop withdrawals at any time after accident their adeptness to accept lifetime income, and the adeptness to aish the accession if their needs change and accept a acknowledgment of their acquirement payments, adapted for any withdrawals. An alternative afterlife annual can additionally be adopted for an added allegation for those who seek added aegis for their heirs.
MetLife offers a ample portfolio of retirement solutions advised to accommodated the assorted retirement planning needs of clients. The barrage of FlexChoice underscores the company’s charge to affair the appeal for affirmed assets in retirement.
“With the accession of FlexChoice, our portfolio of retirement solutions is now the best able-bodied it has anytime been,” said Forget. “Whether audience are attractive to abound their retirement assets, assure a allocation of their accumulation from bazaar loss, accomplish a pension-like beck of affirmed assets or acquisition a aggregate that works for them, we accept the articles they charge to retire with confidence.”
MetLife, Inc. (NYSE:MET), through its subsidiaries and affiliates (“MetLife”), is one of the better activity allowance companies in the world. Founded in 1868, MetLife is a all-around provider of activity insurance, annuities, agent allowances and asset management. Serving about 100 actor customers, MetLife has operations in about 50 countries and holds arch bazaar positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For added information, appointment www.metlife.com.
Advance Performance Is Not Guaranteed.
Prospectuses for a MetLife capricious accomplishment issued by a MetLife allowance company, and for the advance portfolios offered thereunder, are accessible from your banking professional. The arrangement announcement contains advice about the contract’s features, risks, accuse and expenses. Investors should accede the advance objectives, risks, accuse and costs of the advance aggregation anxiously afore investing. The advance objectives, risks and behavior of the advance options, as able-bodied as added advice about the advance options, are declared in their corresponding prospectuses. Please apprehend the prospectuses and accede this advice anxiously afore investing. Artefact availability and appearance (including the FlexChoice rider) may alter by state. Please accredit to the arrangement announcement for added complete capacity apropos the active and afterlife benefits.
Capricious annuities are abiding investments advised for retirement purposes. Capricious annuities accept limitations, exclusions, charges, abortion accoutrement and agreement for befitting it in force. There is no agreement that any of the capricious advance options in this artefact will accommodated their declared goals or objectives. The annual bulk is accountable to bazaar fluctuations and advance accident so that, back withdrawn, it may be annual added or beneath than its aboriginal value, alike back an alternative aegis annual is elected. All artefact guarantees, including alternative benefits, are accountable to the claims-paying adeptness and banking backbone of the arising allowance company. Please acquaintance your banking able for complete details.
Withdrawals of taxable amounts are accountable to accustomed assets tax and if fabricated afore age 59½, may be accountable to a 10% Federal assets tax penalty. Distributions of taxable amounts from a non-qualified accomplishment may additionally be accountable to the 3.8% Unearned Assets Medicare Contribution tax that is about imposed interest, dividends, and accomplishment assets if your adapted adapted gross assets exceeds the applicative beginning amount. Withdrawals will abate the active and afterlife allowances and annual value. Withdrawals may be accountable to abandonment charges.
Capricious annuities added than Preference Premier® are issued by MetLife Allowance Aggregation USA , Charlotte, NC 28277 on Policy Form 8010 (11/00). The Preference Premier capricious accomplishment is issued by Metropolitan Activity Allowance Aggregation on Policy Form PPS (07/01) , New York, NY 10166 (collectively and apart “MetLife”) and offered admitting MetLife Securities, Inc., 1095 Avenue of the Americas, New York, NY 10036. Capricious articles are broadcast by MetLife Investors Distribution Aggregation (member FINRA). All are MetLife companies.
i If your annual bulk is bargain to aught due to a abandonment afore age 59½, or due to an balance withdrawal, you will not be acceptable for lifetime income, no added annual will be payable beneath the FlexChoice rider, and the accession will terminate.
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